Prospects of a Capital One/Discover Acquisition

Prospects of a Capital One/Discover Acquisition

CFPB Chair Rohit Chopra refused to speak directly to Capital One and Discover, but said he was thinking about “large issuers . . . that compete in a number” of niche credit card markets. Wink wink, nudge nudge.

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Goldman Sachs's floundering consumer ambitions

Goldman Sachs's floundering consumer ambitions

For fintechs: What does it mean if a behemoth like Goldman Sachs can’t handle consumer-focused banking and wealth management services simultaneously?

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A fintech's pivot from B2C to B2B (Part II)

A fintech's pivot from B2C to B2B (Part II)

From Carey Ransom: In Part I,  I described what might be motivating the pivot and some key questions to consider. Now we’ll proceed in Part II with the assumption that enough answers have led to a pivot being a plausible idea. There will be a number of changes that the startup will need to make to successfully execute the pivot. Here we go!

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Is AI the new cloud?

Is AI the new cloud?

From Matt Ober: AI is feeling very similar to the cloud rush many years ago. At first, AI is a differentiator for companies, but eventually it becomes table stakes.

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The state of alternative data in lending with Nova Credit

The state of alternative data in lending with Nova Credit

The FR met with Nikki Cross, Senior Director of Data Science Solutions at Nova Credit

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What are the consequences of a generative AI-goosed capital market?

What are the consequences of a generative AI-goosed capital market?

From Sarah Biller: Could the adoption of generative AI by financial services ironically drive a new period of information asymmetry in the markets and, by doing so, open another frontier for fintech innovation? 

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A look into the FIS Fintech Accelerator Program

A look into the FIS Fintech Accelerator Program

Onsite at Fintech Meetup, The FR met with Tatyana Kratunova, Head of the FIS Fintech Accelerator Program.

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What will BaaS look like in a year?

What will BaaS look like in a year?

Onsite at Fintech Meetup, The FR met with Michele Alt, Co-Founder and Managing Director of Klaros Group, and a former regulator at the Office of the Comptroller of the Currency.

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The “Give to Get” data strategy

The “Give to Get” data strategy

From Matt Ober: In the financial industry, some of the best datasets were contributory datasets and many of them started as give to get.

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4 questions about a TikTok ban

4 questions about a TikTok ban

President Biden has indicated that he would sign the bill if it also passes in the Senate—but questions remain, many of which directly impact the future of fintech.

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The evolution of fintech data

The evolution of fintech data

Onsite at Fintech Meetup, The FR met with Sarah Biller, Co-Founder of FinTech Sandbox and a contributor to The FR.

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The future of SXSW Pitch

The future of SXSW Pitch

According to Chris Valentine, who produces SXSW Pitch, the event offers a crucial niche within the larger SXSW ecosystem.

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What does MIcrosoft’s AI work mean for fintechs?

What does MIcrosoft’s AI work mean for fintechs?

Onsite at Fintech Meetup, The FR met with Priya Gore, General Manager, Data & AI, US Financial Services, at Microsoft

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