Eyal Moldovan, 40Seas’s CEO and Co-Founder, said that the payment terms and frameworks governing the B2B space are the same ones he saw his father navigating as a clothes importer thirty years ago.
Read MoreIn an interview with The Financial Revolutionist, FairPlay AI Founder and CEO Kareem Saleh outlines the company’s mission, describes the potential for “fairness through awareness,” and details the social and financial benefits of fairer lending.
Read MoreTo Christina Keitt-Chaney, Head of Sales and Relationship Management at MoCaFi, the banking startup is a necessary and intentional corrective helping marginalized and underbanked communities build wealth and financial health.
Read MoreAccording to Krishna Venkatraman, Kueski’s Chief Data Officer, approximately 60% of Mexican consumers work in an informal economy without a bank account, and about 80% of them don't have a credit card.
Read MoreTo Jose Morin, VP of Servicing at Brace, the company’s solutions are designed to build and sustain generational wealth, including through more volatile times.
Read MoreIn an OpEd, Neal Desai, Co-Founder and CEO of Kafene, argues that lease-to-own models provide a versatile financing option in the face of headwinds.
Read MoreRachel Lauren, Debbie’s Co-Founder and COO, framed debt as a headwind that’s growing in strength, and a potentially paralyzing one at that. Many people who have accumulated debt don’t know where to begin when it comes to changing their financial conditions.
Read MoreAmanda Devlin, Vice President of Enterprise at Future Family, explains the massive financing gap affecting reproductive care, outlines the company’s sales strategy in light of changing laws, and describes businesses’ response to Future Family’s entry into the market.
Read MoreEmmanuel Smadja, CEO and Co-Founder of MPOWER Financing, explains the lender’s origin story, describes the UI needs of international students, and outlines the social impact of MPOWER’s work.
Read MoreIn an OpEd, Michael T. Pugh, President and CEO of Carver Federal Savings Bank, argues that the role of Community Banks and CDFIs partnering with fintech platforms has never been more important in helping small businesses and entrepreneurs gain certainty with access to capital.
Read MoreLending and debt are far from novel concepts, but many of the technologies distributing and structuring them are. New tools like alternative data and AI have permitted capital to be given to more people, and, at least in theory, at lower costs. But, without the right boundaries in place, these debt-related products may lead to greater defaults, exploited consumers, and market collapses.
Read MoreAs a software solution connecting municipal bond issuers with investors, BondLink faces unique sales challenges, especially given its role in building both the supply and demand sides of a market.
Read MoreTo Patrick Reily, Co-Founder of Uplinq, underwriting models are an underlying and solvable factor behind the catch-22 of lending. With more holistic, dynamic, and contextual models, lenders can offer capital to more applicants while appreciating their real (i.e. for the large part reduced) risk of default, helping lenders extend loans to more people at fairer prices.
Read MoreIn a conversation with The Financial Revolutionist, Conductiv CEO Gopal Swamy, along with Zach Lambert, Head of Product, outlines what Conductiv does, and how the team went about building their product.
Read MoreIn an interview with The Financial Revolutionist, Nelson Chu describes Percent’s dual-pronged approach and outlines a promising future for private credit in a downturn.
Read MoreThe Financial Revolutionist is weekly newsletter and blog focused on the torrid pace of financial innovation. Today, thanks to the exponential rate of technological change, explosion in global trade and new regulations ushered in by the Great Financial Crisis, a new financial revolution is under way. In this battle, virtually every aspect of the greater financial services sector is subject to rigorous challenge. With the Financial Revolutionist, we are aspiring to create a boots-on-the-ground and highly opinionated assessment of important financial innovation developments in the past week.
