In anticipation of political assistance to meet decarbonization goals, three fintech products are establishing their place in the market, and demonstrating the potential for products that solve for wealth and ecology.
Read MoreAcross fintech, major players are committing to tie-ups that could drastically alter power dynamics and product offerings. But regulators are paying attention, and may scrutinize—or even void—major deals before they’re executed.
Read MoreExecs and deal brokers may be in alignment when signing on the dotted line and engaging in high-level thinking, but it’s ultimately up to HR and Operations teams to execute a partnership that is successful for internal and external stakeholders alike.
Read MoreTo Jose Morin, VP of Servicing at Brace, the company’s solutions are designed to build and sustain generational wealth, including through more volatile times.
Read MoreSince its product is a nascent investment form whose alternative—in the form of debt and loans—has a considerable advantage in its size, age, and recognition, Hometap sees an especial need to be transparent and compliant, often going above federal requirements to establish homeowner trust.
Read MoreAuthID’s CEO, Tom Thimot, says a move to Human Factor Authentication is rooted in security needs. Eighty-two percent of data breaches are rooted in passwords, Thimot says, which validates a need for more rigorous and secure protection measures.
Read MoreMicheal Sheehy, Chief Compliance Officer at Payoneer, framed the company’s decision to remain in Ukraine in both pragmatic and moral terms. The payments giant has a significant presence with employees in the country, and, as a major freelance hub, Ukraine is a key market.
Read MoreFrom internecine conflict on European soil to pernicious public health crises, a range of uncertainties affect how money flows across the globe, determining national and international politics in the process.
Read MoreAmanda Devlin, Vice President of Enterprise at Future Family, explains the massive financing gap affecting reproductive care, outlines the company’s sales strategy in light of changing laws, and describes businesses’ response to Future Family’s entry into the market.
Read MoreEmmanuel Smadja, CEO and Co-Founder of MPOWER Financing, explains the lender’s origin story, describes the UI needs of international students, and outlines the social impact of MPOWER’s work.
Read MoreIn an OpEd, Michael T. Pugh, President and CEO of Carver Federal Savings Bank, argues that the role of Community Banks and CDFIs partnering with fintech platforms has never been more important in helping small businesses and entrepreneurs gain certainty with access to capital.
Read MoreIn 2017, The Clearing House launched Real Time Payments (RTP), which immediately processes funds at any hour. Notably, RTP permits earned-wage access (EWA) capabilities, meaning payroll companies can allow workers to withdraw their earnings at any time, not just at traditional payroll increments.
Read MoreLending and debt are far from novel concepts, but many of the technologies distributing and structuring them are. New tools like alternative data and AI have permitted capital to be given to more people, and, at least in theory, at lower costs. But, without the right boundaries in place, these debt-related products may lead to greater defaults, exploited consumers, and market collapses.
Read MoreAs a software solution connecting municipal bond issuers with investors, BondLink faces unique sales challenges, especially given its role in building both the supply and demand sides of a market.
Read MoreOn Tuesday, the Biden Administration published a blueprint for an AI Bill of Rights. If this AI Bill of Rights takes hold and shapes the US regulatory landscape in its image, then human resources and operations teams—notably in fintech—should prepare for a new suite of hiring needs.
Read MoreThe Financial Revolutionist is weekly newsletter and blog focused on the torrid pace of financial innovation. Today, thanks to the exponential rate of technological change, explosion in global trade and new regulations ushered in by the Great Financial Crisis, a new financial revolution is under way. In this battle, virtually every aspect of the greater financial services sector is subject to rigorous challenge. With the Financial Revolutionist, we are aspiring to create a boots-on-the-ground and highly opinionated assessment of important financial innovation developments in the past week.
