The state of alternative data in lending with Nova Credit

The state of alternative data in lending with Nova Credit

The FR met with Nikki Cross, Senior Director of Data Science Solutions at Nova Credit

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Can fintech startups navigate the pivot from B2C to B2B?

Can fintech startups navigate the pivot from B2C to B2B?

From Carey Ransom: Recently, we’ve seen a number of consumer fintech startups pivot from going directly to consumers to trying to sell to banks or through them to reach consumers—or, as we would say, from B2C to B2B2C. Can it work as a better strategy and business, or is it desperation?

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What will the 1099-DA do for tax reporting?

What will the 1099-DA do for tax reporting?

Many DeFi consumers engage in the space due to its pseudonymous capabilities; that becomes nearly impossible when social security numbers and other identifiers enter the mix, and when DeFi platforms have to adjust for record-keeping and reporting requirements. 

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One year since SVB's crisis

One year since SVB's crisis

From Alex Lazarow: I can’t believe it’s been a year since the SVB collapse and the banking crisis. What has changed? What have we learned?

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What are the consequences of a generative AI-goosed capital market?

What are the consequences of a generative AI-goosed capital market?

From Sarah Biller: Could the adoption of generative AI by financial services ironically drive a new period of information asymmetry in the markets and, by doing so, open another frontier for fintech innovation? 

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How will digital wallets be regulated?

How will digital wallets be regulated?

The CFPB—at least in its current form—may attempt to rally public opinion around its idea of digital wallets and their underlying risks.

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What will happen to Ripple Labs?

What will happen to Ripple Labs?

Ripple is positioning itself as a bulwark against regulatory encroachment, with its legal future indistinguishable from the sector’s. 

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A look into the FIS Fintech Accelerator Program

A look into the FIS Fintech Accelerator Program

Onsite at Fintech Meetup, The FR met with Tatyana Kratunova, Head of the FIS Fintech Accelerator Program.

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Cross-border strategies for payment giants

Cross-border strategies for payment giants

With Mastercard opting to make its latest tie-up with Alipay but not Tencent, might Visa opt to partner with Alipay’s competitor? 

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Evaluating Meta's payment strategy

Evaluating Meta's payment strategy

What sort of antitrust implications arise when the world’s largest social media conglomerate partners with the world’s largest e-commerce company? How does it affect consumer and business wellbeing?

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Making sense of bitcoin ETF outflows

Making sense of bitcoin ETF outflows

Do these ETFs, like the cryptocurrencies undergirding them, require more investors to buy into their vision in order to become successful and profitable?

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What will BaaS look like in a year?

What will BaaS look like in a year?

Onsite at Fintech Meetup, The FR met with Michele Alt, Co-Founder and Managing Director of Klaros Group, and a former regulator at the Office of the Comptroller of the Currency.

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The “Give to Get” data strategy

The “Give to Get” data strategy

From Matt Ober: In the financial industry, some of the best datasets were contributory datasets and many of them started as give to get.

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4 questions about a TikTok ban

4 questions about a TikTok ban

President Biden has indicated that he would sign the bill if it also passes in the Senate—but questions remain, many of which directly impact the future of fintech.

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