A fintech's pivot from B2C to B2B (Part II)

A fintech's pivot from B2C to B2B (Part II)

From Carey Ransom: In Part I,  I described what might be motivating the pivot and some key questions to consider. Now we’ll proceed in Part II with the assumption that enough answers have led to a pivot being a plausible idea. There will be a number of changes that the startup will need to make to successfully execute the pivot. Here we go!

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The benefits and implications of AI in lending and credit

The benefits and implications of AI in lending and credit

The FR met with Srikanth Geedipalli, SVP of AI Product Management and Commercialization at Experian

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Is AI the new cloud?

Is AI the new cloud?

From Matt Ober: AI is feeling very similar to the cloud rush many years ago. At first, AI is a differentiator for companies, but eventually it becomes table stakes.

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Clearing House CPO says RTP growth in early stages

Clearing House CPO says RTP growth in early stages

In an interview with The Financial Revolutionist, Margaret Weichert, Chief Product Officer of The Clearing House, suggests that RTP volume growth will only accelerate, centered around five B2B and B2C use cases that may help RTP outperform FedNow over the long run. 

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The state of alternative data in lending with Nova Credit

The state of alternative data in lending with Nova Credit

The FR met with Nikki Cross, Senior Director of Data Science Solutions at Nova Credit

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Can fintech startups navigate the pivot from B2C to B2B?

Can fintech startups navigate the pivot from B2C to B2B?

From Carey Ransom: Recently, we’ve seen a number of consumer fintech startups pivot from going directly to consumers to trying to sell to banks or through them to reach consumers—or, as we would say, from B2C to B2B2C. Can it work as a better strategy and business, or is it desperation?

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What will the 1099-DA do for tax reporting?

What will the 1099-DA do for tax reporting?

Many DeFi consumers engage in the space due to its pseudonymous capabilities; that becomes nearly impossible when social security numbers and other identifiers enter the mix, and when DeFi platforms have to adjust for record-keeping and reporting requirements. 

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One year since SVB's crisis

One year since SVB's crisis

From Alex Lazarow: I can’t believe it’s been a year since the SVB collapse and the banking crisis. What has changed? What have we learned?

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What are the consequences of a generative AI-goosed capital market?

What are the consequences of a generative AI-goosed capital market?

From Sarah Biller: Could the adoption of generative AI by financial services ironically drive a new period of information asymmetry in the markets and, by doing so, open another frontier for fintech innovation? 

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How will digital wallets be regulated?

How will digital wallets be regulated?

The CFPB—at least in its current form—may attempt to rally public opinion around its idea of digital wallets and their underlying risks.

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What will happen to Ripple Labs?

What will happen to Ripple Labs?

Ripple is positioning itself as a bulwark against regulatory encroachment, with its legal future indistinguishable from the sector’s. 

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A look into the FIS Fintech Accelerator Program

A look into the FIS Fintech Accelerator Program

Onsite at Fintech Meetup, The FR met with Tatyana Kratunova, Head of the FIS Fintech Accelerator Program.

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Cross-border strategies for payment giants

Cross-border strategies for payment giants

With Mastercard opting to make its latest tie-up with Alipay but not Tencent, might Visa opt to partner with Alipay’s competitor? 

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