Unlocking the Future of Payments: The Role of AI in Revolutionizing the Industry

Unlocking the Future of Payments: The Role of AI in Revolutionizing the Industry

From Romain Colnet, Ingenico: AI has the potential to revolutionize every aspect of the payment process, from fraud detection and risk management to customer service and personalized experiences.

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On regtech and BaaS enforcement actions with Castellum.ai

On regtech and BaaS enforcement actions with Castellum.ai

Onsite at Fintech Meetup, The FR met with Peter Piatesky, Co-Founder and CEO of Castellum.ai.

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Tokenization: A tale of three cities (Part III)

Tokenization: A tale of three cities (Part III)

In the last part of The FR’s series on tokenization, we’ll explore the use cases that may drive growing adoption of tokens to digitize a range of assets on the blockchain. We’ll also consider the regulatory roadblocks preventing tokenization’s proliferation at this current juncture. 

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The future of web scraping

The future of web scraping

From Matt Ober: Every AI company is scraping. Everyone is trying to get access to data and the question of what on the web you can scrape versus have to pay for continues to be debated.

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What a coming wave of diffusion means for fintech

What a coming wave of diffusion means for fintech

From Alex Lazarow: As we stand on the cusp of The Great Diffusion, an era defining shift from consolidated power to a more decentralized and distributed framework, financial services find themselves at a crossroads.

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Private credit's golden era isn't over: It's evolving

Private credit's golden era isn't over: It's evolving

From Nelson Chu: Recent economic headwinds and rising competition have sparked talk of private credit’s "golden era" ending, but this asset class remains robust. Investors drawn to its income potential, market resilience, and potential diversification benefits recognize its long-term value.

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Tokenization: A tale of three cities (Part II)

Tokenization: A tale of three cities (Part II)

In this next part of the series, we’ll dive into what this means for fintech and financial institutions. If digital assets are treated as assets, period, how does this shape the financial landscape? And why would these parties buy into such a nascent technology? 

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Expanding faster payments with the FPC

Expanding faster payments with the FPC

The FR met with Reed Luhtanen, Executive Director and CEO of the US Faster Payments Council.

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A fintech's pivot from B2C to B2B (Part IV)

A fintech's pivot from B2C to B2B (Part IV)

From Carey Ransom: Now, we reach a vital question: "Can this really work?" Based on my observations and experiences, a successful pivot hinges on a blend of culture, process, people, and timing. When these elements align, the results can be remarkable.

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Tokenization: A tale of three cities (Part I)

Tokenization: A tale of three cities (Part I)

If I had started writing this article three years ago, I’d be reporting on the buying frenzy surrounding non-fungible tokens (NFTs), blockchain-based proofs authenticating the uniqueness of digital objects, namely artwork. But now it’s 2024.

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A fintech's pivot from B2C to B2B (Part III)

A fintech's pivot from B2C to B2B (Part III)

From Carey Ransom: I’ve discussed the initial steps of making a pivot in your fintech startup. In this article, I’ll try to help you with one of the biggest changes you’ll need to undertake—the team.

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Prospects of a Capital One/Discover Acquisition

Prospects of a Capital One/Discover Acquisition

CFPB Chair Rohit Chopra refused to speak directly to Capital One and Discover, but said he was thinking about “large issuers . . . that compete in a number” of niche credit card markets. Wink wink, nudge nudge.

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Goldman Sachs's floundering consumer ambitions

Goldman Sachs's floundering consumer ambitions

For fintechs: What does it mean if a behemoth like Goldman Sachs can’t handle consumer-focused banking and wealth management services simultaneously?

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